Tag: strategic borrower

Zero to hero: Rebuilding a wrecked credit profile after consolidation

When Marcus first reached out, his credit score had dropped into the mid-600s after years of high balances. He wasn’t in freefall—he was still employed and paying his bills—but he was tired of watching his score suffer from high utilization. We worked with him to consolidate $28,000 across five cards into a single personal loan. […]

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