Tag: financial literacy

If your balances keep creeping up, here’s why

It feels unfair, doesn’t it? You pay every month, but your balances hardly move—or worse, they creep up. The truth is simple: minimum payments are designed for the lender, not for you. With APRs between 18–29%, most of your payment goes straight to interest, not principal. That’s why it feels like running on a treadmill—lots […]

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