Tag: family finances

The payoff pivot that saved one family $18,400 in interest

The Johnsons came to us carrying $42,000 in credit card debt spread across six accounts. Despite paying faithfully every month, the balances hardly moved. We sat down and ran the numbers. By consolidating into a structured personal loan, they could simplify everything into one monthly payment—and more importantly, slash their total interest costs. The result? […]

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